Newsletters - Past Issues

Markets Historic Start to the year! Update January 20, 2016

Money Matters airs tomorrow Thursday January 20, 2016

at noon PST on KVMR FM or worldwide stream the show at kvmr.org

Marc's notes:

Historic start to 2016.

Tune in tomorrow as we cover the markets and try and make sense out of it all. Have questions? Call the show on air at (530) 265-9555 between the hours of 12 and 1 PM PST.

We will cover it all and I welcome your questions!

Markets roll, Money Matters airs this Thursday. Read below and consider your options.

Feel Free to call me or email me with your questions about this market.

(530) 559-1214 Email: mcuniberti@cambridgesecure.com

Out from Bloomberg last week, China moved to support its sinking stock market as state-controlled funds bought equities and the securities regulator signaled a selling ban on major investors will remain beyond this week’s expiration date, according to people familiar with the matter.

Government funds purchased local stocks on Tuesday after a 7 percent tumble in the CSI 300 Index on Monday January 4^th triggered a market-wide trading halt.

The China Securities Regulatory Commission said a six-month sales ban on major stockholders will remain valid beyond Jan. 8 its previously proposed deadline.

Chinese policy makers, who took unprecedented measures to prop up stocks during last summer’s crash, are stepping in once again to combat a stock market crash that erased $590 billion of value in the worst-ever start to a year for the nation’s equity market.

US markets also started the year with the worst fall in 80 years, with the first trading day of 2016 saw the Dow Jones Industrial Average falling over 300 points.

Markets Roll- Show coming. Read market update- January 15, 2016

Money Matters Airs next Thursday at noon PST January 21st, 2016

Marc's Notes,

Markets roll, Money Matters airs next Thursday. Read below and consider your options.

Happy New Year 2016. Update January 3, 2016 Please Read

Money Matters airs this Thursday January 7th 2016 at noon PST on KVMR FM or www.kvmr.org worldwide.

Happy New Year 2016 Please Read!

Money Matters airs this Thursday January 7th 2016 at noon PST on KVMR FM or www.kvmr.org world

"The Zombie Apocolypse"

Marc's notes:

Building a portfolio for investors can be a daunting task. Many portfolios I see use what I call a “shotgun” approach.

What I call shotgun portfolios are built on a variety of mutual funds which may include large cap (large companies) mid cap (midsize companies) , small cap (small companies) , emerging markets, global stocks, municipal bond funds, corporate bond funds, high yield income funds (usually comprised of a variety of junk bonds) and even individual stocks. I also might see sector funds (certain industries), mortgage REITs (real estate investments trusts), business development companies (BDC’s) and even Treasury debt and a variety of other debt instruments.

The common thread among this shotgun approach is to buy some of everything with the belief is your “covered”, or in plain English “diversified”.

I often find this approach grossly inadequate for today’s markets but this is my opinion only.

Rarely if ever do we see all assets classes move in concert. Every day I see red and green on my board, meaning certain market areas will go up while others go down and some will even remain where they are on any given day.

That being said, holding a shotgun portfolio may have a tendency to be profit neutral, meaning it may be going nowhere fast, a complaint I hear often.

Going nowhere may be desirable in down markets but in up markets can be frustrating.

Money Matters Update December 1, 2015 Please Read

Money Matters airs this Thursday December 3, 2015 NOON PST on KVMR FM and www.KVMR.org or at moneymanagementradio.

Thank you for all kind support with Turkey Matters. We helped buy about 200 turkeys this year. If you want, just send me the reciept of your donation to the food bank of your choice (not the check) and I will still match your donation!~

Dear fans,

For years people have listened to my show and read my columns. Because many thought I made sense and agreed with my economic views, they requested I manage their funds and for years I have refused. I simply had too much work in the radio/ media business. But after so many requests and having given it serious consideration, I have joined a very dear friend at his firm MKB Financial Services in Auburn. Matt Baltz and I think alike. We are like family. We strive to provide the best service, with integrity, straight forward analysis with detailed and concise communication. We offer a full range of money management, retirement planning, income planning, family planning, investment recommendations and more. We have developed 3 portfolios to help meet the needs of our clients. The cost will be a simple fee commensurate with the industry on the amount invested.

I will talk with you quarterly to review your investments and more often if you require it.

Annually we meet and you and I will update your financial information to keep us on track and make sure you and I are up to date on your situation and your expectations.

We will handle the transfer paperwork for you. I will sit down with you and gather your individual situation and your needs, basically getting to know your financial picture so together we can decide what is best for you and your family.

I am excited to be able to offer you this opportunity to go "Money Matters"!

Call me today at my personal number (530) 559-1214 (private cell- do not give out ) to talk with me about meeting with you or just to get more information. I expect to be busy with this announcement so give me a call to beat the expected rush! Or send me an email at mcuniberti@cambridgesecure.com

Thank you again and I look forward to meeting of all of you!

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