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Money Matters update June 30 2025

 

If there is one thing I have learned over my many decades of life is that things we thought would change things forever never do.

I have lived through wars that I thought would never end, economic blow ups that were certain to end the financial `system` as we know it, Presidents that were too good to be true (and were) and the other kind as well.

No matter how bad or good things got, they always reverted off the extremes and delved back into normalcy, if there is such a thing.

Fast forward to today and we have a contentious political polarization, more foreign strife complete with bullets flying and people dying, inflation eating away at consumer pocket books and more weird things in general happening that make one think mankind will certainly be changed forever.

Not so and don’t worry too much about it I say.

Been there, done that and we always seem to survive as a species and the lights remain on.

I used to think and subsequently fear the many things that would pop up both economically and in life in general and never be able to see the forest through the trees. Whatever occurred seemed too dire and serious that I could not imagine that anything like what I was witnessing would work itself out so everything would be ok.

I would lose sleep, furl by brow and wring my hands along with the rest of the good people around me and be absolutely certain the end was near.

But it never came to pass.

What did pass was the thing I was so certain would never pass, and life went on as it always seems to.

I don’t know if its divine intervention, the intelligence of the human race or just the luck of the draw, but we seem to persist as a species and the markets seem to keep on chugging along, climbing the proverbial “wall of worry” as it is said.

Indeed, not only do the markets climb the proverbial wall of worry, seemingly life does too.

We fret as investors, we worry as dads and moms, sons and daughters, friends and neighbors and workers and bosses.

Seldom is the keel even, the winds steady and the seas calm. And if they are, we know another tempest is just off the port bow and we must be ever vigilant.

And so it goes with our markets today, our environment, our lives and our world.

Anytime I worry a bit TOO much, I remind myself that, whatever it is, this too will pass.

And it will.

I just know mankind likes to meddle with stuff, we strive for strife it seems, and we like to turn over apple carts and change things seemingly just for the sake of changing things.

And so it goes.

As economist John Maynard Keynes once implied way back in a 1923 musing of his: “in the end we are all dead”.

Not much comfort there, I know, but the jest of that matter seems to be don’t worry too much.

I think back to a line in the movie “Jurassic Park”, which seems to sum it all up. “Life finds a way”.

And it certainly seems to.

(end)    

(As mentioned please use the below disclaimer exactly) THANKS   (Regulations)    

This article expresses the opinion of Marc Cuniberti and is not meant as investment advice, or a recommendation to buy or sell any securities, nor represents the opinion of any bank, investment firm or RIA, nor this media outlet, its staff, members or underwriters. Mr. Cuniberti holds a B.A. in Economics with honors, 1979, and California Insurance License #0L34249 His insurance agency is BAP INC. insurance services.  Email: news@moneymanagementradio.com

 


 

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Marc Cuniberti, award winning host of Money Matters and Money Management Radio, welcomes you to his updated website. Money Matters articles grace the pages of many newspapers and financial media. On this website, you can download any of his radio shows by subscribing on any website page. Sign up for his newsletter or learn about his opinions about the economic world around you by clicking around the site. Of course, the radio shows are the main reason the site is here, so look through the SHOW TITLES page to hear a variety of topics,one or more are certain to peek your interest and perhaps find a show(s) that apply to your particular interest or question. 

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Insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably. I have access to a variety of insurance products that can help meet your security planning needs. No matter your personal situation—if you’re single or in a family; a professional or a seasonal employee; an executive or small business owner—we will work together to design a customized plan.

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A Word about Life insurance:

In the event of death, life insurance may offer surviving family members financial security. As a tax-free lump sum payment, it can pay for final expenses and debts, as well as provide income for the deceased’s dependents.

 

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Long-term Care, Disability and Critical Illness insurance, Lifetime income strategies and Medicare:

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Questions about Medicare? 

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Critical illness insurance and Medicare Policies

Suffering a critical illness is distressing for both you and your family. Help ease the burden through insurance that will reduce financial stresses and can complement disability and life insurance protection needs. By helping pay for the additional expenses often associated with a critical illness or condition, insurance offers you, your family, and if applicable, your business, added financial security—so you can focus on recovery.

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Contact me today to determine whether critical illness insurance fits into your financial security plan.

 

There are also new “hybrid” plans available that combine the benefits of life insurance or annuities with long term care coverage and at a cost that may be more affordable than you think. Contact me today so we can assess your needs and develop the best strategies for your specific situation to give you the peace of mind you require and protect your family and loved ones.

 

Mark (Marc) Cuniberti- California Department of Insurance License # OL34249

 

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