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Mr. Cuniberti is a market analyst and financial news commentator. The views expressed are opinion only and do not necessarily reflect the opinions of any news media company, their staff, management or underwriters. Mr. Cuniberti website is moneymanagementradio.com. California Insurance License # 0L34249. (530) 559-1214. Opinions expressed here are author’s alone, not those of any bank, investment advisory firm, news media company, or broker dealer. Nothing stated on this site is meant to insure a guarantee of any kind, or to be construed as individual advice. Past performance does not guarantee future results. Neither Money Management Radio (“Money Matters”) nor Bay Area Process receive, control, access or monitor client funds, accounts, or portfolios. For a full list of the services Marc Cuniberti provides, please contact him directly. California Insurance License #0L34249. Insurance services offered independently through Marc Cuniberti and not affiliated with any RIA firm or entity.